calvin

Joined: 26 Jul 2006 Posts: 9
|
Posted: Wed Aug 02, 2006 10:02 am Post subject: HOUSING LOAN / Refinancing |
|
|
Hi,
Anyone is interesting on housing loan? Or may be refinancing?
(Zero moving cost)
1-3 yrs 5.5% Fixed
4-5 yrs BLR + 0% or 8.5 %( ceiling rate) whichever lower
Now a day the BLR are very high(6.75%), within half yr time had rise up 3 time from 6% to now 6.75%.as we know future few month BLR will rise up again. if currently you are paying the BLR rates...that mean you are paying a very high interest, why don’t you shift over so that :-
1. You save money. (Paying lower rates)
2. You have peace of mind. (Don’t need to worry BLR)
3. 5 yr later, if you feel that this rates is high, you can refinancing to
other bank. If that time the BLR rise up to 12 %( 1997-14%), the
highest that you pay only at 8.5%, that’s mean you can choose
whether stay or go.
4. Zero moving cost.
You can PM me or call me (during office hour) if you want to know more in detail.
TQ & best regards
Calvin
03-27215306 |
|